The concept of ‘loan’ is perceived in a variety of ways. For some borrowing means constant anxiety, finding ways of making the ends meet, giving up personal freedom and total dependence on the bank. While others see it as a way of realizing his or her most cherished dreams and capturing opportunities that would have to be given up in other circumstances. Read more. »

Many people who already have loans experience no hardships in terms of making the monthly repayments. However, most of Latvian families currently have lower level of income, while the monthly instalments in general remain at the original level. What are the options for those, who due to various reasons are no longer capable of securing monthly payments? Read more. »